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5 steps to cut your household spending today

With household income squeezed more than ever before, most of want to cut back on our spending, but just don’t know where to start.

It doesn’t have to be a complex task, in fact you can do it just five simple steps.

Here are five simple steps everyone can take today to cut back on their household spending to put some extra pounds back into your pocket and boost savings.

 1) Meal plan

If you’re still going to the shops almost every day, then it’s time to put a stop to it. A daily visit is inevitably going to cost you more than one, well- planned, weekly shop. But the only real way to avoid a daily trip to the supermarket is to meal plan.

Simply make a list of your main meals for each day and buy accordingly. Meal planning saves you time and money.

Why not stick your meal plan on a mini wipeboard and chalkboard in your kitchen and get the whole family involved

2) Make a shopping list

Every time you go shopping, go with a shopping list and then stick to it. If it’s not on your list, do not buy it.

If you can’t resist the so-called special deals (which aren’t all that great anyway) then do your shopping online, that way you won’t be drawn into to aisles full of half-price things that you didn’t need.

3) Check your cupboards

Ever ended up with three bags of flour, more carrots than you can eat, and doubled up on fruit? Yep, we’ve all done it – buy things and then only to find we already have the items in the cupboard or fridge still waiting to be used.

So, before you do any shopping, take stock of what’s in your cupboards first, that way you wont spend on unnecessary bits.

4) Get the apps

Ok, if you have a smart phone and don’t have money saving apps, then do you even have a smart phone?

I’m a great fan of Shopmium and Checkoutsmart – both give you money off and even freebies.

If you enter the code KFGKYCKX you can get a free Lindt chocolate. Yum!

By the way, as we are approaching Christmas, why not take advantage of the freebies to build yourself a food bank parcel to go to your local food bank – just because you don’t want or need the freebie offered by these apps, someone somewhere will need it.

If you’re not sure about what to donate, here’s a list by the Trussell Trust, which runs the majority of food banks in the UK.

5) Sell buy and use buy dates

Finally, if you don’t know the difference between your sell by date and use by date, then get to know it as you are probably the throwing away food unnecessarily, which isn’t good for your bank account or the environment.

Use by – this is the important one. Don’t eat the food past its use by date, even if it looks and smells good, it might still make you ill. You usually find use by dates on products such as meat, fish or dairy.

Remember, if you are not going to eat the food in time, then you can always freeze it to make it last longer. Make sure you freeze it before the use by date and store it as airtight as possible, using freezer bags.

Sell by (or best before) – food past this date is safe to eat but may not be at the same quality past this date. You usually find best-before dates on frozen or tinned food.

 

Follow MMM on Facebook and Twitter @MumMoneyMatters to stay up-to-date with top tips to help you save money everyday

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Reduce your grocery bill by 70% this summer!

The kids are off school and they are going to be hungry – inevitably, the next few weeks will see the cost of your weekly shop shoot up.

To help families keep the costs of food shopping down, MMM put Approved Food to the test, which can help slash the cost of shopping by as much as 70%.

There is of course one catch – the food is past or close to its sell-by date, but perfectly safe.

With a £30 budget, MMM managed to bag a fair amount – cereals, tinned food, sweets and treats, drinks and even laundry detergent and dishwasher tablets – the sort of things where you can generally ignore the date stamped on the product.

If you’ve tried reducing the cost of the grub by switching brands or shopping at discount stores but think you can do better, then try Approved Food  – you’ll be surprised at just how much you could save on some store cupboard essentials.

New products are available everyday and there are some real bargains. For example, Sprite Zero 330ml for just 29p or a 2kg Reeses Peanut jar for just £2.99. There’s even stuff for pets, at more than 50% off.

MMM was really pleased with service and surprised at just how at just how much £30 would buy (see pic above/ instagram).

Although we would like to see Approved Food cut down on the cardboard packaging, the items arrived well packed and in excellent condition.

So, if you’re looking to save a few more pounds on your groceries, take a look at Approved food – you’ll be surprised at just how good the bargains are.

 

Keep up with MMM on Twitter @MumMoneyMatters and Facebook !

 

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