Last updated: 12 June 2016
Depending on your household income, you may be entitled to tax credits.
Tax credits are paid by the government and you could be eligible when you have a baby.
There are two types – child tax credit and working tax credit – and you could get one or both.
Child tax credit
This may be available to you if you have children under age 16, or children under age 20 and in full time education.
You don’t need to be working to claim for child tax credit. You could get up to £2,780 a year for each child and up to £3,140 for each disabled child.
Eligibility will depend on your household income and circumstances.
To find out if you are eligible, use the HMRC tax credit calculator here.
Working tax credit
You may be able to get working tax credit depending on the number of hours you work and how much earn. It is available to you if you are an employee as well as self-employed.
You may be able to claim for it when you go back to work after having a baby to help with childcare costs.
You can apply for working tax credits even if you don’t have children -if you are taking leave, or about to start a new job, for instance.
To find out if you may be eligible, click on the HMRC tax credit calculator here.
Reduce your grocery bill by 70% this summer!
The kids are off school and they are going to be hungry – inevitably, the next few weeks will see the cost of your weekly shop shoot up.
To help families keep the costs of food shopping down, MMM put Approved Food to the test, which can help slash the cost of shopping by as much as 70%.
There is of course one catch – the food is past or close to its sell-by date, but perfectly safe.
With a £30 budget, MMM managed to bag a fair amount – cereals, tinned food, sweets and treats, drinks and even laundry detergent and dishwasher tablets – the sort of things where you can generally ignore the date stamped on the product.
If you’ve tried reducing the cost of the grub by switching brands or shopping at discount stores but think you can do better, then try Approved Food – you’ll be surprised at just how much you could save on some store cupboard essentials.
New products are available everyday and there are some real bargains. For example, Sprite Zero 330ml for just 29p or a 2kg Reeses Peanut jar for just £2.99. There’s even stuff for pets, at more than 50% off.
MMM was really pleased with service and surprised at just how at just how much £30 would buy (see pic above/ instagram).
Although we would like to see Approved Food cut down on the cardboard packaging, the items arrived well packed and in excellent condition.
So, if you’re looking to save a few more pounds on your groceries, take a look at Approved food – you’ll be surprised at just how good the bargains are.
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