Divorces can have a severe impact on your finances, so it’s worth knowing all the facts and being up to speed with all aspects of your finances, including things such as pensions, savings, property and so on.
Things to think about before deciding on a divorce:
- Where will you and your children live?
- What possessions are you willing to give up, and those that you are not willing to part with?
- Impact on other family members?
- Divorces can be expensive – how will you fund it?
- Is it worth seeing a marriage counsellor first?
Filing for divorce
If you wish to go ahead with a planned divorce, then you must first, complete a petition document, which can be found here and post it your local county court, which can be found here with a fee of £340 if you’re in England & Wales and £200 if you’re in Northern Ireland .
You must include a justified reason for divorce on this form.
It is good idea to agree on things in advance, such as who is going to be the petitioner and the grounds of divorce.
You can represent yourself in court or use a solicitor.
If you’re in Scotland, then applying to the courts is usually the last step before completing the divorce. You must first resolve and agree on issues regarding finances and children.
If there’s thing you can’t agree on, then you have to get a solicitor to start court action.
You must involve a solicitor to start the divorce action in court. The exchange of papers can start once the solicitor has done this.
If you have children under age 16, the courts are unlikely to grant you a divorce until they are satisfied with the arrangements made for your children.
Children and divorce
- Both parents remain financially responsible for children, including adopted children, after the divorce
- One parent may have to pay child maintenance if they are not involved in the day to day care of the children. This can be done through the Child Support Agency or the Child Maintenance Enforcement Division in Northern Ireland.
- If you cannot agree on child maintenance, then it will have to go through the courts
- If your children have savings accounts in their name, then they are not included in disputes and distribution of finance during a divorce. You do however need to decide who will be the registered contact for your children’s bank accounts, child trust funds, or junior ISAs.