Last updated: 25 September 2016
We all sometimes need a little extra help.
The Pensions Advisory Service can give you guidance as well as help you resolve disputes.
The Pensions Advisory Service is free and an independent non-profit organisation.
If you are thinking about taking advantage of the new pension freedom laws that come into force April 2016, which will enable anyone over 55 to cash in their pension, then you can talk to Pension Wise, which has been set up by the government. It is free and can also offer you guidance on many aspects of your pension choices.
Lost a pension?
If you think you may have pension benefits somewhere out there but cannot get in touch with the scheme, the Pension Tracing Service may be able to help.
If you have a complaint or a dispute which you feel has not been settled fairly, you can take it to the Pensions Ombudsman. The service is free and impartial. In the first instance, always talk to your pension provider or HR department first before going to the ombudsman.
Reduce your grocery bill by 70% this summer!
The kids are off school and they are going to be hungry – inevitably, the next few weeks will see the cost of your weekly shop shoot up.
To help families keep the costs of food shopping down, MMM put Approved Food to the test, which can help slash the cost of shopping by as much as 70%.
There is of course one catch – the food is past or close to its sell-by date, but perfectly safe.
With a £30 budget, MMM managed to bag a fair amount – cereals, tinned food, sweets and treats, drinks and even laundry detergent and dishwasher tablets – the sort of things where you can generally ignore the date stamped on the product.
If you’ve tried reducing the cost of the grub by switching brands or shopping at discount stores but think you can do better, then try Approved Food – you’ll be surprised at just how much you could save on some store cupboard essentials.
New products are available everyday and there are some real bargains. For example, Sprite Zero 330ml for just 29p or a 2kg Reeses Peanut jar for just £2.99. There’s even stuff for pets, at more than 50% off.
MMM was really pleased with service and surprised at just how at just how much £30 would buy (see pic above/ instagram).
Although we would like to see Approved Food cut down on the cardboard packaging, the items arrived well packed and in excellent condition.
So, if you’re looking to save a few more pounds on your groceries, take a look at Approved food – you’ll be surprised at just how good the bargains are.
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