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Cashback Sites

Last updated: 28 May 2015

If you do a lot of shopping online, there are a number of cashback sites that will give you a percentage of your costs back to you as a reward.

All you have to do is register and click through to your retailer, such as Mothercare or Sainsbury’s, via the cashback website. You can get cash back on almost anything, including holidays, insurance, broadband and so on.

The cash back website will track where you have come from and will reward you when you buy something.

Most cashback sites feature hundreds of retailers, so in most cases, you will claw back some money.

Cashback can vary from as little as 1% to as high as 15%.

Cashback does not cost you anything. Cashback sites get paid a commission by companies when a sale is made via their website, but instead of keeping this commission, they give it to the customer, which would be you.

In return, cashback sites makes money by charging companies for advertising space.

Cashback sites are a great way to save money on everyday spending – if you’re buying something anyway, then it’s always worth doing via cashback – but always use reputable sites – we’ve listed the ones we have tried and tested (and like) below:

MMM’s list of top cashback sites:

Kidstart
Quidco*
TopCashback

*Note: Quidco recently announced that it will retain the first £10 of your cashback earnings.

 

Cashback apps – use your smartphone to get more

A large number of providers have now launched apps that will give you on-the-spot discounts or allow you to get money off your grocery shopping.

Topcashback’s app has various voucher codes as well as a ‘snap and save’ option, where you snap a copy of your receipt if you buy any of the listed items and earn some money back. Deals change weekly, so keep checking.

Quidco’s app allows you to check-in into stores and give you money just for checking in – if you spend a lot of time in shopping malls, then this one is certainly for you!

New player on the market, Shopitize, also give you cashback on your everyday grocery shopping and is also worth a download from the app store. Note: MMM has had feedback that the receipt upload can be difficult and doesn’t always work!

 

What you should know:

  • The cashback is not guaranteed – you may find there are occasions when your cashback rewards may not come through as your purchase may not have been tracked correctly.
  •  If this happens, don’t be afraid to chase it by contacting the website. Some will honour the cashback.
  • If the cashback site goes bust, then there is no protection for your reward money.
  • Make sure you take out your reward money quickly to avoid losing it. The quicker it is in your bank account, the safer it is, plus you can start earning interest on it.
  • Cashback does not always mean you are getting the best deal. Shop around as you may be able to get your product cheaper elsewhere, even if you take the cashback amount into consideration.
  • Avoid cashback sites that ask you to pay to be a member. The majority of them are free.
  • Clear your cookies – cashback sites track your site visits by placing cookies onto your computer. Cookies are codes that help identify you and most sites use them. Clearing your cookies will make sure your purchase is tracked correctly and help ensure you get your reward.

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Reduce your grocery bill by 70% this summer!

The kids are off school and they are going to be hungry – inevitably, the next few weeks will see the cost of your weekly shop shoot up.

To help families keep the costs of food shopping down, MMM put Approved Food to the test, which can help slash the cost of shopping by as much as 70%.

There is of course one catch – the food is past or close to its sell-by date, but perfectly safe.

With a £30 budget, MMM managed to bag a fair amount – cereals, tinned food, sweets and treats, drinks and even laundry detergent and dishwasher tablets – the sort of things where you can generally ignore the date stamped on the product.

If you’ve tried reducing the cost of the grub by switching brands or shopping at discount stores but think you can do better, then try Approved Food  – you’ll be surprised at just how much you could save on some store cupboard essentials.

New products are available everyday and there are some real bargains. For example, Sprite Zero 330ml for just 29p or a 2kg Reeses Peanut jar for just £2.99. There’s even stuff for pets, at more than 50% off.

MMM was really pleased with service and surprised at just how at just how much £30 would buy (see pic above/ instagram).

Although we would like to see Approved Food cut down on the cardboard packaging, the items arrived well packed and in excellent condition.

So, if you’re looking to save a few more pounds on your groceries, take a look at Approved food – you’ll be surprised at just how good the bargains are.

 

Keep up with MMM on Twitter @MumMoneyMatters and Facebook !

 

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